{"id":1757,"date":"2018-05-02T20:11:09","date_gmt":"2018-05-02T18:11:09","guid":{"rendered":"https:\/\/stalo-se.cz\/?p=1757"},"modified":"2018-05-02T20:11:09","modified_gmt":"2018-05-02T18:11:09","slug":"s-porizenim-vlastniho-bydleni-prilis-dlouho-nevahejte","status":"publish","type":"post","link":"https:\/\/stalo-se.cz\/?p=1757","title":{"rendered":"S po\u0159\u00edzen\u00edm vlastn\u00edho bydlen\u00ed p\u0159\u00edli\u0161 dlouho nev\u00e1hejte"},"content":{"rendered":"<p><i><span style=\"font-weight: 400;\">Koupit, nebo rad\u011bji je\u0161t\u011b n\u011bjakou dobu po\u010dkat? Dilema, kter\u00e9 \u0159e\u0161\u00ed ka\u017ed\u00fd, kdo bedliv\u011b sleduje situaci na pra\u017esk\u00e9m realitn\u00edm trhu. Ceny nemovitost\u00ed jdou strm\u011b vzh\u016fru a \u00farokov\u00e9 sazby hypot\u00e9k se ji\u017e d\u00e1vno nedr\u017e\u00ed na samotn\u00e9m dnu, jako tomu bylo v minul\u00fdch letech. Zat\u00edmco n\u011bkte\u0159\u00ed hovo\u0159\u00ed o realitn\u00ed bublin\u011b, kter\u00e1 brzy splaskne, jin\u00ed maj\u00ed obavy z toho, \u017ee takov\u00fd stav p\u0159etrv\u00e1 po n\u011bkolik dal\u0161\u00edch let. M\u011bli byste \u010dekat, nebo investovat do vlastn\u00edho bydlen\u00ed d\u0159\u00edve ne\u017e bude opravdu pozd\u011b?<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">A\u010dkoliv se v n\u011bkter\u00fdch m\u00e9di\u00edch objevily zpr\u00e1vy ohledn\u011b nedostupnosti a nev\u00fdhodnosti <\/span><a href=\"https:\/\/cs.wikipedia.org\/wiki\/Hypot%C3%A9ka\"><span style=\"font-weight: 400;\">hypote\u010dn\u00edch \u00fav\u011br\u016f<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><b>vlastn\u00ed bydlen\u00ed je st\u00e1le v\u00fdhodn\u011bj\u0161\u00ed ne\u017e bydlen\u00ed n\u00e1jemn\u00ed<\/b><span style=\"font-weight: 400;\">. Alespo\u0148 podle tvrzen\u00ed odborn\u00edk\u016f a statistik, ze kter\u00fdch lze jasn\u011b vy\u010d\u00edst, \u017ee jsou n\u00e1klady na vlastn\u00ed byt \u010di d\u016fm v\u00fdrazn\u011b ni\u017e\u0161\u00ed ne\u017e n\u00e1jemn\u00e9, a to i navzdory m\u00e9n\u011b v\u00fdhodn\u00fdm \u00fav\u011br\u016fm.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Experti z <\/span><i><span style=\"font-weight: 400;\">Institutu strategick\u00e9ho investov\u00e1n\u00ed V\u0160E<\/span><\/i><span style=\"font-weight: 400;\"> tvrd\u00ed, \u017ee <\/span><b>v p\u0159\u00edpad\u011b, kdy m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka nen\u00ed v\u00fdrazn\u011b vy\u0161\u0161\u00ed ne\u017e n\u00e1jemn\u00e9 bytu v dan\u00e9 lokalit\u011b, je vlastn\u00ed bydlen\u00ed ekonomi\u010dt\u011bj\u0161\u00ed volbou<\/b><span style=\"font-weight: 400;\">. Potvrzuj\u00ed to tak\u00e9 indexy vydan\u00e9 stavebn\u00edmi spo\u0159itelnami. I z nich je zjevn\u00e9, \u017ee se <\/span><a href=\"http:\/\/www.finep.cz\/cs\"><span style=\"font-weight: 400;\">nov\u00e9 byty v Praze<\/span><\/a><span style=\"font-weight: 400;\"> vyplat\u00ed v\u00edce ne\u017e n\u00e1jem.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1758 size-full aligncenter\" src=\"https:\/\/stalo-se.cz\/wp-content\/uploads\/2018\/05\/stalo-se.cz_finep_cz_01.jpg\" alt=\"\" width=\"735\" height=\"490\" srcset=\"https:\/\/stalo-se.cz\/wp-content\/uploads\/2018\/05\/stalo-se.cz_finep_cz_01.jpg 735w, https:\/\/stalo-se.cz\/wp-content\/uploads\/2018\/05\/stalo-se.cz_finep_cz_01-300x200.jpg 300w, https:\/\/stalo-se.cz\/wp-content\/uploads\/2018\/05\/stalo-se.cz_finep_cz_01-585x390.jpg 585w, https:\/\/stalo-se.cz\/wp-content\/uploads\/2018\/05\/stalo-se.cz_finep_cz_01-263x175.jpg 263w\" sizes=\"auto, (max-width: 735px) 100vw, 735px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Krom\u011b hlavn\u00edho m\u011bsta se investice do bytu \u010di domu vyplat\u00ed tak\u00e9 ve Zl\u00ednsk\u00e9m kraji a na Vyso\u010din\u011b. V t\u011bchto oblastech je n\u00e1jemn\u00e9 srovnateln\u00e9 s v\u00fd\u0161\u00ed spl\u00e1tky hypot\u00e9ky. V indexech sice nen\u00ed zahrnuta \u010d\u00e1stka, kterou mus\u00ed klient uhradit p\u0159i koupi z vlastn\u00ed kapsy, ale ani tato skute\u010dnost by se statistikou p\u0159\u00edli\u0161 nezam\u00edchala. Roli hraje tak\u00e9 fakt, \u017ee <\/span><i><span style=\"font-weight: 400;\">jednoho dne bude hypot\u00e9ka doplacena<\/span><\/i><span style=\"font-weight: 400;\"> a pot\u00e9 n\u00e1klady na bydlen\u00ed v\u00fdrazn\u011b klesnou.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Rozhodnut\u00ed je samoz\u0159ejm\u011b na v\u00e1s, nicm\u00e9n\u011b s ohledem na aktu\u00e1ln\u00ed situaci je <\/span><b>jak\u00e9koliv vy\u010dk\u00e1v\u00e1n\u00ed zbyte\u010dn\u011b riziko<\/b><span style=\"font-weight: 400;\">. V budoucnu by mohlo b\u00fdt vlastn\u00ed bydlen\u00ed je\u0161t\u011b h\u016f\u0159e dostupn\u00e9 a krajn\u011b nev\u00fdhodn\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A kter\u00e9 pra\u017esk\u00e9 lokality nyn\u00ed pat\u0159\u00ed k t\u011bm nejvyhled\u00e1van\u011bj\u0161\u00edm? Zaj\u00edmat by v\u00e1s mohl nap\u0159\u00edklad <\/span><a href=\"http:\/\/www.finep.cz\/cs\/prosek-park\"><span style=\"font-weight: 400;\">prodej byt\u016f Praha 9 Prosek<\/span><\/a><span style=\"font-weight: 400;\">, kde stav\u00ed tak\u00e9 renomovan\u00fd \u010desk\u00fd Developer Finep.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Koupit, nebo rad\u011bji je\u0161t\u011b n\u011bjakou dobu po\u010dkat? Dilema, kter\u00e9 \u0159e\u0161\u00ed ka\u017ed\u00fd, kdo bedliv\u011b sleduje situaci&hellip;<\/p>\n","protected":false},"author":1,"featured_media":1759,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bydleni"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/posts\/1757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1757"}],"version-history":[{"count":0,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/posts\/1757\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=\/wp\/v2\/media\/1759"}],"wp:attachment":[{"href":"https:\/\/stalo-se.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stalo-se.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}